CRYPTO LAPO (CL) CARD & WALLET FAQ
General questions
Who can sign up for a CL Card?
CL card is available for customers in: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Where can I use the CL card?
CL card is a VISA card and can be used everywhere VISA Debit is accepted. It works offline, online, and internationally. You can use the card for everyday purchases at your favorite merchants and at ATMs for cash withdrawals.
It's my CL card contactless?
Yes, it is!
Fees and limits
What fees does the CL card have?
| Fees | Amount |
| First year CL card Fee | 49.90 EUR |
| Replacement CL card Issuance Fee | 9.95 EUR |
| Monthly management fee, starting from 2 year | 4.00 EUR |
| Domestic cash withdrawal fee | Up to 100 € per month: Free Any amount over 100 EUR per month: 2.00 EUR + 1.00% of value of ATM withdrawal(per transaction) |
| International cash withdrawal fee | Up to 50 € per month: Free Any amount over 50 EUR per month: 2.00 EUR + 2.00% of value of ATM withdrawal(per transaction) |
| Domestic and intra-EEA purchase transaction fee | 0.45% of value of POS transaction |
| International purchase transaction fee | 0.35 EUR + 2.00% of value of POS transaction |
| Chargeback processing fee | 25 EUR |
| Fraud investigation fee | 50 EUR |
| ATM balance enquiry | 0.45 EUR |
| Recharge your account using GBP, EUR or USD using bank transfer method | 2.00 EUR |
| Recharge your account using GBP, EUR or USD using your credit card | 2.00 EUR |
| Minimal wallet deposit | 1'000'000 LAX for the Basic card 10'000'000 LAX for the Metal card |
| Crypto trade inside the app | 0.1% spread |
| Buy crypto inside the app using credit/debit card | 1.5% of the crypto value in EUR |
| CL card crypto loading fee | 0.8% of the amount charged in crypto |
How do I pay for my CL card?
At signup you will receive the information for the first year payment, starting from the second year your 4.95 EUR / monthly will be deducted directly from your crypto wallet.
What are the spending limits?
Maximum single pay in is 5'000 EUR. Maximum balance limit is 5'000 EUR. There is a daily ATM withdrawal limit of 300 EUR.
Which assets can I spend using CL card?
CL card customers are able to spend their crypto from six different wallets: BTC, XLM, ETH, XLR, BCH and LTC.
Your CL Visa Debit card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025) and is a member of Visa. Registered head office is Navigation House, Belmont Wharf, Skipton, North Yorkshire, United Kingdom BD23 1RL.
Please note that CL Visa Debit card and account is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.