CRYPTO LAPO (CL) CARD & WALLET FAQ

General questions

Who can sign up for a CL Card?

CL card is available for customers in: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom

Where can I use the CL card?

CL card is a VISA card and can be used everywhere VISA Debit is accepted. It works offline, online, and internationally. You can use the card for everyday purchases at your favorite merchants and at ATMs for cash withdrawals.

It's my CL card contactless?

Yes, it is!

Fees and limits

What fees does the CL card have?

FeesAmount
First CL card Issuance Fee49.90 EUR
Replacement CL card Issuance Fee9.95 EUR
Monthly management fee4.95 EUR
Domestic cash withdrawal feeUp to 100 € per month: Free
Any amount over 100 EUR per month: 2.00 EUR + 1.00% of value of ATM withdrawal(per transaction)
International cash withdrawal feeUp to 50 € per month: Free
Any amount over 50 EUR per month: 2.00 EUR + 2.00% of value of ATM withdrawal(per transaction)
Domestic and intra-EEA purchase transaction fee0.45% of value of POS transaction
International purchase transaction fee0.50 EUR + 2.00% of value of POS transaction
Chargeback processing fee25 EUR
Fraud investigation fee50 EUR
ATM balance enquiry0.45 EUR
Recharge your account using GBP, EUR or USD using bank transfer method2.00 EUR
Recharge your account using GBP, EUR or USD using your credit card2.00 EUR
Minimal wallet deposit1'000'000 LAX for the Basic card
10'000'000 LAX for the Metal card
Crypto trade inside the app0.1% spread
Buy crypto inside the app using credit/debit card2% of the crypto value in EUR
CL card crypto loading fee1% of the amount charged in crypto

How do I pay for my CL card?

At signup you will receive the information for the first year payment, starting from the second year your 4.95 EUR / monthly will be deducted directly from your crypto wallet.

What are the spending limits?

Maximum single pay in is 5'000 EUR. Maximum balance limit is 5'000 EUR. There is a daily ATM withdrawal limit of 300 EUR.

Which assets can I spend using CL card?

CL card customers are able to spend their crypto from six different wallets: BTC, XLM, ETH, XLR, BCH and LTC.



Your CL​ Visa Debit card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025) and is a member of Visa. Registered head office is Navigation House, Belmont Wharf, Skipton, North Yorkshire, United Kingdom BD23 1RL.

Please note that CL​ Visa Debit card and​ account is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.